Some of the largest companies in the world use Banpago services to enhance their payment systems beyond what is offered by the traditional banks. Whether it be real time payments, credit card processing, p2p payments or cross border remittances, with its banking partners, Banpago has created compliant solutions using the most advanced technologies available in the world of banking today.
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Finally, a streamlined, payment process that delivers hundreds, thousands, even millions of payments to your vendors, customers or providers all at once, all at the speed of email. Whether you're sending 100, 1,000 or 100,000 payments, Banpago's Echeck payment method provides a scalable solution that integrates with your existing systems, processes and bank accounts to deliver payments on time and in a cost efficient manner.
Real time payments are here and you should be looking at how they can be implemented to speed up your payment systems. Through our extensive Application Program Interface (API), you can connect into the world banks to deliver just-in-time payments while conserving cash with the asurance of on-time payments.
Banpago is your payments resource for those challenging requirements that are typically not offered by banks or other companies in the financial payments industry. If you need to speed up your payments, send money across town or around the world or simply get a merchant account, we can assist you throughout the whole process and deliver a solution that is secure, compliant and cost effective.
We have years of experience assisting our clients improve their payment efficiency.
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As an independent financial services company, we create and deliver products and services that are specifically configured to meet the needs of our clients. This flexibility enables you to realize the potential of your business with no compromises in your banking or other financial services.
While many of the large banks offer a comprehensive set of corporate financial tools, many times they cannot provide the necessary services to make your organization as efficient as it should be in the very fast moving global economy. In some cases, these same banks will choose not to provide the banking services that you need to meet your needs. The Banpago team is made up of financial services specialists that work with you to determine your needs which allows us to design and deliver a financial system that works best for your business.
Every successful financial strategy starts with an excellent client relationship and a comprehensive plan. Our mission and values include exceeding our client’s every expectation. With the assistance of our banking partners, Banpago has developed a number of payment services that supplement those available through your corporate bank that delivers lower costs, more efficiency and better customer service.
Call us today to help us help you in providing those services that you need to accelerate the growth of your business.
Banpago is made up of banking professionals who use their technical expertise to create added services to enhance your current banking relationships. Whether it be a new bank account, Echecks, credit card processing, streamlining your collections or bill payment or 'all of the above', Banpago will work closely with you to deliver what you need, when you need it and at the lowest possible cost.
If you sell products or services to consumers and small business you need to accept credit and debit cards. In most cases, businesses can get a merchant account quite easily these days from a number of companies even at their local Costco store.
Through our Merchant Payment Solutions group, we obtain merchant accounts for companies that, for one reason or another, are having a difficult time obtaining a reliable and cost effective means of processing their Visa and MasterCard charges. As a domestic and international credit and debit card processor with many banking relationships in the U.S., Europe and other regions, we have had great success in servicing companies that require more assistance than is readily available from the traditional merchant banks and processors. In fact, our rates are lower, we typically do not need reserves and we can usually be up and running within ten days of receiving an application.
Digital Checking gives our customers the ability to email a check to a customer. Whether you send out a few checks per month or 10's of 1000's, the Echeck gives you a complete payment solution that significantly decreases costs while increasing the speed of your payments to your customers or suppliers. You simply format the check run and use our systems to send them out via email. Once received, the customer prints out the check and uses it like the one you previously sent them in the mail. It's fast, secure and is much preferred by the consumer receiving the Echeck.
Banpago processes 100's of 1000's of payments per day for some of the largest corporations in the Americas. Whether they be mass payments of ATT bills for corporations, bills paid by consumers at licensed retailers using our bill processing systems, cross border remittances or credit card processing at your retail locations or through your web site(s), Banpago provides organizations with timely and cost effective payment systems that become the base of your operations and give you the ability to grow knowing that you have a professional payments team working for you to meet your ongoing goals.
Banpago clearly understands the challenges encountered in certain industries that, for one reason or another, do not comply with the strict standards set by the banks for financial services. We have worked with industry experts and studied their financial services requirements and are delivering full banking solutions in these sectors. While Banpago supports most industries requiring our services, we specialize in the challenging industries that need our assistance.
We have a client that was sending out over 100,000 physical checks per month to consumers throughout the U.S. Their banker suggested that the get the banking coordinates for each consumer and send out the payments via ACH. When this company requested this information, the majority of the consumers declined for security reasons. We looked at the opportunity and demonstrated our Echeck which is an instrument that is emailed to the consumer. An echeck is simply a check that arrives at a computer, is printed and deposited at the consumer's bank. This company sends a batch file each night and the consumer is notified they have been paid and securely downloads their payment. This company has eliminated over 93% of their physical checks and converted these accounts to echecks. The system was implemented by the company in four weeks and their costs were reduced by over 95% while their measured customer satisfaction went up by the same amount. The Banpago echeck translates to instant payments, reduced costs and improved customer satisfaction. Echecks via email are available for complete in-house corporate processing on your own systems or can be outsourced to us for immediate batch processing.
Corporate payment systems are changing rapidly as new payment technology and new banking practices evolve. At Banpago, we work very closely with the banks and their regulators to deliver solutions to our clients to better address their changing needs. Our first job is consulting. We first need to understand the customer requirements before we can develop a solution. This might seem obvious but a lot of organizations believe that one size fits all. We work hard for our clients and it shows.
One of the largest telecom companies in the world had trouble consolidating billing for its customers. In some cases, their larger multi-national customers with many locations were receiving 300 - 400 invoices per month which made it very difficult to validate and pay. Banpago developed a system to consolidate these invoices every month, collect the funds and make the payment on-time and at no cost to either party. Our solution solved a big problem for our client and their customers and significantly reduced costs for both parties. Banpago is compensated indirectly based upon the volume of transactions processed.
Direct marketing companies have unique needs for credit card processing to accept ongoing orders while growing their membership that needs to be paid on a timely basis for their sales. Banpago has developed complete payment systems that grow with the company both domestically and internationally. Talk to us about our fully integrated credit card processing and member payment systems that delivers all of the financial services to enable high volume growth without the banking risks.
The legalization of medical and recreational marijuana sales have brought many financial challenges to this industry. Banpago was challenged by companies in this industry to assist them in their pursuit of banking relationships. Because federal and state cannabis laws differ, all merchants in this field are having difficulty obtaining a normal banking relationship. Banpago has worked with a few banks to help de-risk this type of business and can assist merchants in obtaining and maintaining these banking relationships. While banking is of number one importance to cannabis merchants, this single relationship does not solve the cash only issue that is prevalent because these companies can not accept credit cards. We also have partners that can supply complete in-store credit card processing systems at reasonable rates and with full access to funds without prolonged holding periods. By supplying a bank account and a merchant account, Banpago is eliminating the need to manage bulk cash transactions while increasing security and significantly reducing the costs of doing business.
Download the appropriate application, fill it out and send it to us at firstname.lastname@example.org or call us at 1.949.433.5051 to discuss the details and to help you successfully apply for the account(s).
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